Omnichannel Leadership Viva.com anchors omnichannel payments and device-agnostic acceptance with Tap on Any Device, supported by a large ecosystem of partner-innovators. This creates a strong sales hook for embedded payments, cross-device checkout, and deep platform integrations for merchants and software partners. Opportunities exist with POS vendors, e-commerce platforms, and local European payment schemes.

All-in-One Banking As a tech bank for businesses, Viva.com offers card issuing, loans, deposit accounts, and factoring. The recent Advance Booking Factoring expands financing options, enabling cross-sell of working capital solutions to SMBs. Sales motion can bundle banking, payments, and finance with ERP or accounting integrations.

Strategic Partnerships Strategic partnerships with BlueStar and Ubitech position Viva for co-sell opportunities across hardware and software ecosystems. With Mastercard Move and broader Tap to Pay on iPhone expansion, the go-to-market leverages channel partnerships to accelerate adoption. This is well-suited for distribution partnerships and embedded finance solutions.

Fast Payments Growth Rapid payments expansion across Europe, including near-instant payments and Tap to Pay on iPhone, helps merchants improve cash flow and customer experience. Position Viva as the facilitator of fast, multi-channel acceptance and settlement for retailers, marketplaces, and gig/platform businesses.

Scale and Capability Strong growth signals, a scalable platform, and a robust tech stack support sales to mid-market and enterprise clients across Europe. The combination of payments, lending, and embedded banking enables a single fintech partner for a range of financial needs. Approach with a multi-product value proposition and reliable implementation support.