Insights

European Market Leader Ratepay's position as Europe's leading white-label Buy Now, Pay Later provider with a strong presence in Germany, Austria, and Switzerland offers a strategic opportunity to expand payment solutions to other European markets seeking reliable fintech partners.

Trusted Brand Portfolio Serving well-known brands like Eurowings, ZARA, and PUMA demonstrates Ratepay's credibility and ability to deliver tailored payment solutions, making it an attractive partner for brands looking to enhance their e-commerce offerings.

Recent Investment Backing The acquisition by Bain Capital and Advent International in 2017 provides Ratepay with financial stability and potential growth capital, creating opportunities for scalable solutions and new product development to meet growing market demands.

Technological Sophistication Utilizing advanced tech stacks, including AI-driven risk management and data integration tools like SAP BW/4HANA and JSON-LD, indicates a competitive edge which sales teams can leverage to position Ratepay as a partner with innovative, secure payment technology.

Growth and Expansion With a revenue range of 25 to 50 million dollars and a team of over 200 professionals, Ratepay is positioned for further growth, creating opportunities to align with businesses seeking scalable, flexible payment solutions in the evolving fintech landscape.

Ratepay Tech Stack

Ratepay uses 8 technology products and services including Linkedin Insight Tag, SAP BW/4HANA, SQL, and more. Explore Ratepay's tech stack below.

  • Linkedin Insight Tag
    Analytics
  • SAP BW/4HANA
    Data Warehousing
  • SQL
    Database
  • JSON-LD
    Javascript Frameworks
  • styled-components
    Javascript Frameworks
  • jQuery Migrate
    Javascript Libraries
  • HubSpot
    Marketing Automation
  • Conditional Fields for Contact Form 7
    Widgets

Ratepay's Email Address Formats

Ratepay uses at least 1 format(s):
Ratepay Email FormatsExamplePercentage
First.Last@ratepay.comJohn.Doe@ratepay.com
44%
Last@ratepay.comDoe@ratepay.com
6%
First.Last@ratepay.comJohn.Doe@ratepay.com
44%
Last@ratepay.comDoe@ratepay.com
6%

Frequently Asked Questions

Where is Ratepay's headquarters located?

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Ratepay's main headquarters is located at 12-14 Ritterstr. Berlin Kreuzberg, Berlin 10969 Germany. The company has employees across 3 continents, including EuropeAsiaNorth America.

What is Ratepay's phone number?

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You can contact Ratepay's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is Ratepay's official website and social media links?

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Ratepay's official website is ratepay.com and has social profiles on LinkedIn.

What is Ratepay's NAICS code?

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Ratepay's NAICS code is 52 - Finance and Insurance.

How many employees does Ratepay have currently?

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As of February 2026, Ratepay has approximately 201 employees across 3 continents, including EuropeAsiaNorth America. Key team members include Chief Executive Officer: S. F.Chief Technology Officer: S. C.Chief Product Officer: C. S.. Explore Ratepay's employee directory with LeadIQ.

What industry does Ratepay belong to?

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Ratepay operates in the Financial Services industry.

What technology does Ratepay use?

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Ratepay's tech stack includes Linkedin Insight TagSAP BW/4HANASQLJSON-LDstyled-componentsjQuery MigrateHubSpotConditional Fields for Contact Form 7.

What is Ratepay's email format?

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Ratepay's email format typically follows the pattern of First.Last@ratepay.com. Find more Ratepay email formats with LeadIQ.

When was Ratepay founded?

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Ratepay was founded in 2009.

Ratepay

Financial ServicesBerlin, Germany201-500 Employees

We dare to design the future of payments - together.
 
Born in the heart of Berlin’s fintech hub, Ratepay has passionately crafted tomorrow’s payment solutions for over a decade. Today, we’re proud to be Europe’s leading white-label Buy Now, Pay Later provider, trusted by brands like Eurowings, ZARA, and PUMA.
 
Our success comes from teamwork, openness, and continuous improvement. We value shared goals over egos, fostering a culture of courage, commitment, and warmth. Our dedicated team of 200+ professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning – delivering tailored payment solutions for businesses across Germany, Austria, Switzerland, and beyond.
 
At Ratepay, we never stop improving—our products, our processes, and ourselves. Ready to transform commerce payments with us? We’d love to connect: 

www.ratepay.com/
www.ratepay.com/career

Impressum: https://www.ratepay.com/impressum/
Datenschutz: https://www.ratepay.com/datenschutz/

Section iconCompany Overview

Headquarters
12-14 Ritterstr. Berlin Kreuzberg, Berlin 10969 Germany
Phone number
NAICS Code
52 - Finance and Insurance
Founded
2009
Employees
201-500

Section iconFunding & Financials

  • $25M$50M

    Ratepay's revenue is estimated to be in the range of $25M$50M

Section iconFunding & Financials

  • $25M$50M

    Ratepay's revenue is estimated to be in the range of $25M$50M

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