PaymentsFirst

Financial ServicesMaryland, United States11-50 Employees

PaymentsFirst is a financial services organization based in Linthicum, Maryland, with a small to mid-sized team. The materials describe its relationship to Macha and PAR, highlighting a focus on creating value through highly responsive service and serving as the primary resource for members' questions, education, and expertise across payments, including ACH, checks, card, wire, and faster payments. Macha is characterized as a not-for-profit trade association that helps members maintain compliance, improve operational processes, and mitigate fraud and risk. 

PAR is described as a for-profit subsidiary that provides ACH audits, RDC risk assessments, and unclaimed property services to both members and nonmembers, along with special pricing on training, publications, and compliance services and access to partner services. Members gain access to resources and information on updates to payments rules and regulations through a Members Only page, and the organization is connected with industry groups such as Nacha, ECCHO, and the US Faster Payments Council. The stated mission aligns with maximizing business efficiencies, evolving payment processes, reducing risk and cost, and increasing participant satisfaction through collaboration with its membership.

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