Infact
Data Infrastructure and AnalyticsEngland, United Kingdom11-50 Employees
Infact is a London-based company operating in the data infrastructure and analytics space, focused on enabling responsible lending through up-to-date and transparent credit reporting. Its offerings center on providing consumer data for decisioning via a single API that supports affordability assessments, credit risk evaluation, and KYC activities, helping lenders make informed and timely credit decisions. The business targets organizations in the digital financial services market that require real-time credit bureau data to support risk management and compliance processes. Infact positions itself within the data and analytics sector by supplying a streamlined data access layer that integrates critical consumer information for lending decisions. The company, which serves a range of clients in the financial services ecosystem, describes its mission as increasing responsible lending by improving the fairness and transparency of credit reporting. A notable recent development is the company obtaining authorization to establish a real-time credit bureau for digital financial services, reflecting ongoing expansion in its market capabilities.