Real-time Credit Infact operates as a real-time credit bureau focused on affordable, fair, and up-to-date credit reporting. This positions them to offer instant risk signals and decisioning data to lenders, insurers, and fintechs seeking faster credit approvals and improved affordability insights.

Strategic Partnerships Recent and ongoing partnerships, such as with Percayso Inform to deliver risk, identity, and fraud data to the UK insurance market, suggest opportunity for cross-sell with insurance tech platforms and broader risk management ecosystems.

Seeded Growth With seed funding and FCA authorization, Infact is expanding capabilities in real-time data provisioning. This indicates potential for enterprise-grade data access, API integrations, and scalable solutions for mid-market to larger digital lenders and fintechs.

Modest Revenue Current revenue is under one million, but total funding approaches ten million, implying a capital-efficient growth phase. This could translate to accelerated product development, trial programs, and strategic pilots with early adopters in lending, affordability, and KYC.

Tech and Ops A lightweight tech stack featuring popular platforms (HubSpot, Google Workspace, Webflow) and standards for API-based data delivery supports quick onboarding. This creates a favorable path for sales motions targeting product-led integrations and low-friction deployment in fintech and insurtech verticals.