Insights

Expanding Financial Reach ESAF Small Finance Bank prioritizes expanding into underbanked regions across India, presenting a significant opportunity for financial service providers to offer tailored small business loans, microfinance solutions, and digital banking services to underserved populations.

Strategic Partnerships Recent collaborations with payment aggregators like Getepay, automakers like Maruti Suzuki, and insurance providers such as Shriram Life demonstrate ESAF Bank’s openness to innovative financial technologies and cross-sector alliances, opening avenues for fintech integrations, merchant solutions, and fleet financing.

Digital Transformation With technology stacks including internet and mobile banking, SMS, missed call services, and recent technology management by Kyndryl, there is potential to introduce advanced digital financial products, customer engagement platforms, and API-based services tailored for small businesses and retail clients.

Growth in Capital Access The recent issuance of high-interest Non-Convertible Debentures indicates a focus on raising capital, which could be leveraged to develop new financial products, expand branch and ATM networks, or invest in innovative payment and lending technologies to attract larger retail and MSME customer segments.

Client and Market Expansion Partnerships with vehicle manufacturers, payment gateways, and insurance firms reveal ongoing efforts to diversify product offerings, highlighting opportunities for sales teams to promote tailored financial solutions such as vehicle financing, insurance products, and integrated payment services to a broad customer base.

ESAF Bank Tech Stack

ESAF Bank uses 8 technology products and services including cdnjs, RSS, Shopify, and more. Explore ESAF Bank's tech stack below.

  • cdnjs
    Content Delivery Network
  • RSS
    Content Management System
  • Shopify
    E-commerce
  • Twemoji
    Font Scripts
  • jQuery Migrate
    Javascript Libraries
  • OWL Carousel
    Javascript Libraries
  • Animate.css
    UI Frameworks
  • Magnific Popup
    Web Tools And Plugins

Media & News

ESAF Bank's Email Address Formats

ESAF Bank uses at least 1 format(s):
ESAF Bank Email FormatsExamplePercentage
First.Last@esafbank.comJohn.Doe@esafbank.com
97%
First.L@esafbank.comJohn.D@esafbank.com
2%
First.Middle@esafbank.comJohn.Michael@esafbank.com
1%

Frequently Asked Questions

Where is ESAF Bank's headquarters located?

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ESAF Bank's main headquarters is located at ESAF Bhavan Mannuthy P.O Thrissur, Kerala, State 680651 IN. The company has employees across 4 continents, including AsiaEuropeNorth America.

What is ESAF Bank's official website and social media links?

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ESAF Bank's official website is esafbank.com and has social profiles on LinkedIn.

What is ESAF Bank's NAICS code?

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ESAF Bank's NAICS code is 52211 - Commercial Banking.

How many employees does ESAF Bank have currently?

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As of October 2025, ESAF Bank has approximately 10K employees across 4 continents, including AsiaEuropeNorth America. Key team members include Chief Information Security Officer: M. M. R.Chief Risk Officer (cro): W. C.Chief Information Security Officer: V. G.. Explore ESAF Bank's employee directory with LeadIQ.

What industry does ESAF Bank belong to?

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ESAF Bank operates in the Banking industry.

What technology does ESAF Bank use?

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ESAF Bank's tech stack includes cdnjsRSSShopifyTwemojijQuery MigrateOWL CarouselAnimate.cssMagnific Popup.

What is ESAF Bank's email format?

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ESAF Bank's email format typically follows the pattern of First.Last@esafbank.com. Find more ESAF Bank email formats with LeadIQ.

When was ESAF Bank founded?

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ESAF Bank was founded in 2016.

ESAF Bank

BankingState, India10001+ Employees

“The Joy of Banking”
The new age social bank is here to repurpose and redefine banking experience to you.
ESAF Small Finance Bank primarily focuses on expanding the banking compass to new underbanked areas, yet stand as a bank for all with presence everywhere. We are Great Place To Work certified!
Evangelical Social Action Forum (ESAF) started its journey as an NGO in the year 1992, with a larger vision of the sustainable and holistic transformation of the poor and marginalised. Since then the bank is extending a helping hand for livelihood through its micro-enterprise programs, for medical care through community health programs, for education through human resource development programs, and for shelter through disaster management and rehabilitation programs.
In 2008, ESAF Microfinance and Investments Pvt. Ltd. was formed giving importance to the financial component in the holistic economic development of the poor and marginalised.
The Reserve Bank of India issued an in-principle license to ESAF Microfinance and Investments Pvt. Ltd. to set up a new Small Finance Bank in October 2015. The bank started its operations on 10th March 2017. In June 2018, RBI permitted the Bank to start NRE (Rupee) Account Operations.
While adhering to traditional banking services focusing on in-person customer service, the bank also has a host of modern banking services including Internet Banking, Mobile Banking, Missed Call Banking, SMS Banking etc. The doorstep delivery service and free video calling facility at branches are some of the exclusive features offered by ESAF Small Finance Bank.
 Disclaimer: For the security of your financial information and to ensure the protection of your funds, we kindly request that you not to share your account information, card details, and PIN number with anyone.

Section iconCompany Overview

Headquarters
ESAF Bhavan Mannuthy P.O Thrissur, Kerala, State 680651 IN
NAICS Code
52211 - Commercial Banking
Founded
2016
Employees
10001+

Section iconFunding & Financials

  • $100M$250M

    ESAF Bank's revenue is estimated to be in the range of $100M$250M

Section iconFunding & Financials

  • $100M$250M

    ESAF Bank's revenue is estimated to be in the range of $100M$250M

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