EMCAP Lending Email Format
Financial ServicesRhode Island, United States0-1 Employees
EMCAP Lending is a private hard money lender in the financial services field that funds real estate investors across Rhode Island, Massachusetts, New Hampshire, Maine, and Florida for non-owner-occupied projects. Based in Cranston, Rhode Island, the company emphasizes fast, flexible financing and is affiliated with The Procaccianti Group. Its loan options cover renovation, construction, and commercial bridge needs, with terms typically running 12 to 18 months. Interest rates can be as low as 11% on an interest-only basis, and interest is charged only on the drawn amount, with points as low as two that can be split between closing and exit. The rehab program generally funds 80-90% of the purchase price and 100% of construction or renovation costs, requires no financial documents, and welcomes broker involvement.