Fast Close EMCAP can approve, issue a lending commitment, and close within five days with no credit checks or appraisals, making it ideal for time sensitive rehab and fix and flip deals across RI, MA, NH, ME, and FL.

Flexible Rehab The rehab loan structure typically covers eighty to ninety percent of the purchase price and one hundred percent of renovation or construction, with interest charged only on drawn amounts and a cost structure that includes as low as eleven percent interest only and up to two points split at close and exit, reducing upfront cash needs for investors.

Broker Partnerships Brokers are welcome and the program is designed for fast closings, creating a scalable channel to recruit mortgage brokers as referral partners across the five state region.

Strategic Backing EMCAP is affiliated with The Procaccianti Group, offering access to a broad real estate platform, deal flow and capital backing that can support cross selling into projects and strengthen credibility with investors.

Market Expansion The focus on private lending to real estate investors in RI, MA, NH, ME and FL signals opportunities to expand into additional markets or property types, while leveraging digital marketing and partner networks to generate more leads.