Digital Dominance CA Bank Polska is a pioneer in digital lending and bond platforms (so|bond). This positions the bank to partner on API banking, e-signature enabled onboarding, and digital capital markets solutions for mid-market and corporate clients, enabling cross-sell of loans, deposits, and treasury services.

SME Growth Channels The bank's extensive branch and CA Express network creates fertile ground for cross-selling merchant services, SME loans, and digital onboarding partnerships with thousands of retailers, leveraging existing sales channels to expand cross-sell of CA Raty loans and deposit products.

Green Financing CSR and responsible lending can be a differentiator. Propose sustainable finance solutions such as green loans, sustainability-linked loans, ESG reporting tools, and advisory services for corporate clients aiming to improve their ESG metrics, aligning with the bank's CSR commitments.

Security & Compliance Security and compliance are critical for CA24 and digital channels. Offer integrated security solutions including PCI-DSS optimization, cloud security, identity and access management, threat detection, and data privacy services to support the bank's platforms.

Data-Driven Growth Capitalize on existing digital marketing infrastructure by offering data platform modernization, CRM and marketing automation, customer data platform integration, and advanced analytics to optimize cross-sell of loans, deposits, and cards while enhancing multichannel customer experience.