Citizens State Bank of Milford
BankingOklahoma, United States11-50 Employees
Citizens State Bank is a small professional services firm in the banking sector, based in Stillwater, Oklahoma. It offers a complete loan risk management solution led by David McSwain, a loan specialist and former banker, with the aim of helping community banks survive and thrive. Its services include independent loan reviews, global cash flow analysis, and support for the calculation and analysis of the allowance for loan and lease losses, along with specialized training for lending and credit administration. It serves community banks seeking to improve risk identification and regulatory compliance, providing guidance on security, best practices, and long-term protection for both the institution and its borrowers. The business operates from Stillwater and maintains a website at mcswainconsulting.net.