XpressCredit™ Email Format

Financial ServicesNew York, United States2-10 Employees

XpressCredit is a fintech company based in Canandaigua, New York, that offers a software-as-a-service portal for the indirect used auto market. The platform provides a web-based credit decisioning engine, reporting, and workflow management that serve both lenders and auto dealers. For lenders, it provides CRM and loan origination system interfaces, while dealers gain access to CRM, DMS, LOS, and F&I capabilities.

The system includes modules for screening applicants against eligibility rules, monitoring underwriting workflows, and conducting credit decisioning through the licensee's or licensor's underwriting platform. Its Loan Analyzer supports scenario analysis and funding assessment, while the software connects to external interfaces for underwriting contracts, including vehicle valuations and reports. In June 2022, XpressCredit announced a partnership with Lokyata to support contract decisioning for its nationwide network of independent dealers.

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