Community Banking Focus Target a localized financial services expansion with emphasis on small business lending, personal banking, and community programs in Central and Northern Kentucky where United Bank & Capital Trust Co. operates.

Mid‑Market Growth Prepare tailored solutions for a mid-sized institution (employee count 51‑200) seeking scalable tech, cyber security, and operations efficiencies to support growth without the risk profile of larger banks.

Technology Modernization Offer modernization of digital stack and analytics capabilities aligning with their current tools (Drupal, PHP, jQuery, Google Analytics) to improve site performance, customer insights, and regulatory reporting.

Community Programs Leverage opportunities around community events and shred days to propose sponsorships, co-branded financial literacy initiatives, and referral programs that build local brand loyalty.

Financial Health Position scalable solutions that support revenue growth from a $25–$50M revenue range, focusing on cost optimization, risk management, and digital‑channel revenue enhancements suitable for banks of similar size.