Alternative credit data FactorTrust, a TransUnion company, offers alternative credit data, analytics and risk scoring to lenders, presenting opportunities to upsell advanced data products to financial institutions seeking broader borrower insight.

Mortgage decisioning signals TransUnion’s expansion of Alternative Credit Attributes for mortgage decisioning creates a doorway to cross-sell enhanced data signals and risk scoring models to mortgage lenders aiming to improve approval accuracy and reduce losses.

Fraud risk insights Recent fraud trend analyses highlighting rising auto loan losses from sophisticated identity schemes indicate a need for improved identity verification and fraud detection services that TransUnion can provide to auto lenders and fintechs.

Financial resilience trends Canadian and broader consumer financial studies showing inflation pressures and evolving affordability highlight demand for tools that help lenders assess real-time affordability and manage credit exposure across regions.

Data and analytics momentum TransUnion’s AI expansion, big data momentum and ongoing investments position the company to offer scalable analytics platforms, velocity-enabled risk scoring, and managed data solutions to large financial services clients seeking competitive differentiation.