Deposits Access R&T Deposit Solutions operates a Demand Deposit Marketplace that gives banks access to reciprocal deposits and broader FDIC insurance through participating banks, creating a compelling value proposition for banks seeking liquidity, certainty, and new funding channels.

Tech Enabled The firm emphasizes tech-enabled services for cash sweep, deposit funding and securities-based lending, with a platform designed for integration with banks, credit unions, trust companies and wealth managers, positioning us to offer scalable, digital onboarding and data-driven deposit management.

Strategic Synergy The merger of Total Bank Solutions and Reich & Tang Deposit Solutions and the rebrand to R&T highlights a unified platform with an established client network and credibility as a preferred vendor to large broker-dealers administering insured cash sweep programs.

Target Segments Primary targets include banks, credit unions, trust companies and wealth managers seeking superior cash management, deposit funding and fiduciary lending capabilities, as well as broker-dealers requiring robust insured cash sweep programs.

Growth Opportunity With a focused market presence and ongoing expansion support, R&T offers opportunities to deepen wallet share across existing clients and expand into new financial institutions in need of scalable cash management solutions, particularly in regulatory-compliant insured deposit ecosystems.