Theorem Email Format
Financial ServicesCalifornia, United States11-50 Employees
Theorem operates in the financial services sector, applying credit risk analytics to the marketplace lending space. The company uses machine learning and data science to give partners a standardized view of risk, helping to identify prudent loan opportunities within a roughly $100 billion market. It also manages a portfolio of more than $2 billion in whole loans and asset-backed securities, with the aim of delivering stable, risk-adjusted returns across business cycles. The firm's base is in San Mateo, California, with a presence in the Bay Area and New York City and support for remote work, and it lists current openings on its careers page. In 2023, Theorem expanded its platform reach by adding six new platform partners and broadening asset-class coverage to auto and solar loans.