Multi Location Growth Nine locations across Terre Haute area and nearby towns in Indiana and Illinois create a robust regional footprint ripe for cross selling of commercial banking, treasury management, and digital banking solutions to small businesses and mid market clients. The multi location presence also supports regional campaigns and branch aligned sales opportunities.

Post merger Opportunity The November 2023 merger with First Savings Bank expands the customer base and product opportunities. A post merger integration effort can unlock cross selling of mortgage and consumer lending, deposit products, and advisory services while consolidating platforms to improve client retention.

Mortgage Growth Ongoing mortgage activity is indicated by a prior mortgage officer hire. Leverage this by offering modern digital loan applications and customized home loan products to home buyers and refinancers in Vigo County and neighboring counties.

Security and Cloud Tech stack shows strong emphasis on cloud and security with Microsoft 365, Google Cloud, Cloudflare bot management, and anti XSS protections. This positions opportunities to provide security enhancements, cloud cost optimization, analytics, and managed services for risk and compliance to clients.

Community SMB Focus Community minded mutual savings bank with local leadership offers a proven channel to serve small businesses, nonprofits, and consumers with tailored deposit, lending, and payment solutions such as merchant services and payroll in Terre Haute and nearby markets.