ABL Growth Target mid-market manufacturers, distributors, and service firms with growing working capital needs and existing sales growth projections that exceed traditional financing options, emphasizing asset-based lending and revolving lines tied to accounts receivable and inventory.

Invoice Opportunity Leverage invoice factoring for companies facing cash flow gaps due to large or delayed receivables, focusing on staffing firms, healthcare, IT, engineering, and industrial sectors with $500K to $30MM revenue from A/R.

Scale Readiness Highlight facilities that scale with evolving needs and provide direct access to decision makers, appealing to firms pursuing large contracts or rapid growth while maintaining stable capital.

Florida Fit Prioritize prospects in Florida or those with real estate or operational ties to the region, aligning with Seacoast Bank’s footprint and potential cross-sell opportunities within the broader banking relationship.

Financial Health Signals Focus on prospects with saleable inventory, strong AR turnover, and positive projected trends despite temporary losses or negative net worth, presenting risk-tolerant or growth-oriented financings that can bridge traditional lending gaps.