PT. Pegadaian

Financial ServicesJakarta, Indonesia10001+ Employees

PT Pegadaian is a financial services company based in Jakarta, Indonesia, with roots dating back to 1901 when it was founded in Sukabumi as a pawnbroker and later broadened into gold-based investments and a range of financing products. Its offerings include gold-based savings and installment plans, alongside financing for Hajj and Umrah, microcredit, vehicle purchases, and Sharia-based credit, illustrating a portfolio aimed at inclusive financial access. Since 2021, it has operated as part of Ultra Mikro Holding together with BRI and PNM, reflecting a strategic focus on supporting micro, small, and medium enterprises.

The company positions itself as a social financing institution that seeks to empower communities through inclusive financial services, backed by innovations and social programs. In December 2024, Pegadaian obtained authorization from the Financial Services Authority to conduct bullion-related activities, enabling Gold Deposits, Gold Working Capital Loans, Corporate Gold Custody, and Gold Trading as part of its Gold Banking services, accessible through its conventional channels and the Pegadaian Digital app.

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