Targeted partnerships Proforma Fund collaborates with an exclusive network of credit unions and dealerships, presenting a collaborative channel for sales outreach to credit unions seeking improved loan-to-share ratios and nonprime auto loan capabilities.

Risk-free offering The company promotes guaranteed no charge-offs while handling end-to-end servicing, a strong selling point for financial institutions seeking stable performance and reduced credit risk in nonprime auto lending.

Market need Credit unions face declining loan-to-share ratios and lower investment yields post-pandemic, creating a clear demand for solutions that boost lending and yield, which Proforma Fund positions to address.

Technology readiness Utilize a tech stack including AWS, Node.js, WordPress, and marketing platforms to enable scalable deployment, robust online presence, and data-driven outreach to potential credit union clients.

Growth signals Revenue in the reported range and recent alliance with CUNA Strategic Services signal market credibility and expansion potential, offering sales opportunities through established industry relationships.