Prestatech
Financial ServicesBerlin, Germany11-50 Employees
Every bank has loans they wish they hadn't made, and customers they wish they hadn't lost. Prestatech is a credit intelligence platform that helps banks and lenders catch both by reading bank account transactions and documents the way your best underwriter would, if they had six months and a spreadsheet for every applicant. We sit on top of the bureau file your team already uses, adding the real-time cashflow layer that bureaus structurally can't see. Three use cases, one engine: origination, underwriting, portfolio monitoring. Live with top tier financial insititutions across Europe and the US. Built for lenders by former lenders. 50 billion transactions processed. Battle-tested through a full credit cycle. Named to CNBC's World's Top FinTech Companies 2025. Better credit decisions start where the bureau ends.