SME-focused stability PKG Pensionskasse serves mainly small and medium-sized enterprises in Switzerland, with a shared governance model and low administrative costs. This positions them as an attractive benefits and pension partner for SMEs seeking cost-effective, transparent pension solutions.

Strong financial health With an asset base around 12.7 billion CHF, a funding ratio of 116.6% at year-end 2025, and a large insured base (47,500 insureds and 7,500 retirees), PKG demonstrates financial resilience that can support expanded product offerings or enhanced client services.

Growth-ready services Despite modest employee count, PKG has an established market footprint in Deutschschweiz and a 50+ year track record, suggesting opportunities to cross-sell complementary retirement and insurance solutions to its SMB client network.

Tech-enabled operations Utilizes modern tech stack including Microsoft 365, Drupal, iCIMS, and analytics tools, indicating readiness for digital onboarding, client portals, and data-driven service improvements to enhance client experience and efficiency.

Expansion opportunities Given the corporate focus on independent, efficient, transparent offerings, there is potential to provide value through enhanced advisory platforms, sustainable investment options, and scalable back-office solutions tailored to SME pension schemes.