Scale of assets PGGM manages a large pension portfolio with 261 billion euros under management and 5.6 million participants, indicating a substantial opportunity for advanced asset servicing, reporting automation, and integrated governance platforms to support scale.

Not-for-profit alignment As a cooperative, not-for-profit organization focused on affordable, sustainable pensions, PGGM may value cost-effective, transparent technology solutions, flexible pricing models, and governance-oriented service offerings that emphasize long-term value over short-term returns.

Expansion potential PGGM is developing supplementary services in pensions, healthcare, living and working for over 750,000 health and social sector members, signaling cross-sell opportunities in advisory, digital member engagement, and integrated welfare solutions.

Tech footprint Current tech stack includes SimCorp, Microsoft Power Automate, Open Graph, DBT, Entity Framework, Collibra, SQL, and Angular, suggesting opportunities for integration projects, data governance enhancements, and workflow automation to improve efficiency and data quality.

Asset investments activity PGGM has an active investment arm with recent and ongoing asset acquisitions and stakes in various assets, presenting avenues for collaboration on asset management platforms, risk analytics, ESG reporting, and outsourced investment operations.