Insights

Innovative Credit Solutions Petal leverages modern technology and banking history to provide accessible credit products, presenting opportunities to partner with fintech firms or financial institutions seeking to expand inclusive credit offerings.

Rapid Growth Potential With a funding of 1.6 billion dollars and a revenue range between 10 to 25 million dollars, Petal demonstrates strong investor confidence and growth momentum, indicating potential for upselling advanced financial services or premium offerings.

Technology Stack Compatibility Utilizing tools like Salesforce, GitHub, and Amazon S3, Petal is well-positioned for integrations and collaborations with tech vendors or enterprise solution providers aiming to enhance financial product delivery.

Market Expansion Strategy Petal’s focus on accessible credit and credit-building aligns with increasing consumer demand for responsible financial management, suggesting opportunities to develop co-branded credit initiatives within emerging markets.

Competitor Positioning Operating in a space with competitors like Upstart, EarnIn, and Tala, Petal can benefit from targeted sales efforts towards underserved populations and organizations looking for innovative, technology-driven credit solutions.

Petal Tech Stack

Petal uses 8 technology products and services including Amplitude, GitHub, jsDelivr, and more. Explore Petal's tech stack below.

  • Amplitude
    Analytics
  • GitHub
    Communication And Collaboration
  • jsDelivr
    Content Delivery Network
  • Amazon Redshift
    Data Warehousing
  • Microsoft 365
    Email
  • Branch
    Marketing Automation
  • Microsoft Windows
    Operating Systems
  • X-Content-Type-Options
    Web & Portal Technology

Media & News

Petal's Email Address Formats

Petal uses at least 1 format(s):
Petal Email FormatsExamplePercentage
First.Last@petalcard.comJohn.Doe@petalcard.com
84%
Last@petalcard.comDoe@petalcard.com
8%
FLast@petalcard.comJDoe@petalcard.com
4%
First@petalcard.comJohn@petalcard.com
4%

Frequently Asked Questions

Where is Petal's headquarters located?

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Petal's main headquarters is located at New York, New York 10013 United States. The company has employees across 5 continents, including North AmericaAsiaEurope.

What is Petal's stock symbol?

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Petal is a publicly traded company; the company's stock symbol is PTSUSD.

What is Petal's official website and social media links?

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Petal's official website is petalcard.com and has social profiles on LinkedInCrunchbase.

What is Petal's NAICS code?

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Petal's NAICS code is 52 - Finance and Insurance.

How many employees does Petal have currently?

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As of May 2026, Petal has approximately 51 employees across 5 continents, including North AmericaAsiaEurope. Key team members include Chief Risk Officer: R. H.Vice President Finance: A. Z.Vp Of Capital Markets: N. H.. Explore Petal's employee directory with LeadIQ.

What industry does Petal belong to?

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Petal operates in the Financial Services industry.

What technology does Petal use?

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Petal's tech stack includes AmplitudeGitHubjsDelivrAmazon RedshiftMicrosoft 365BranchMicrosoft WindowsX-Content-Type-Options.

What is Petal's email format?

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Petal's email format typically follows the pattern of First.Last@petalcard.com. Find more Petal email formats with LeadIQ.

When was Petal founded?

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Petal was founded in 2016.

Petal

Financial ServicesNew York, United States51-200 Employees

Petal operates in the financial services sector with a focus on helping individuals build credit and manage their borrowing responsibly. The company leverages technology to translate banking history into a Cash Score that reflects income, spending, and savings, providing an alternative view of creditworthiness. This scoring approach can allow people who have no prior credit history to qualify for a Petal credit card. By profiling credit risk through everyday financial behavior rather than past credit events, Petal aims to expand access to responsible credit.

The company is based in New York, New York, and is described as a mid-sized organization. In 2024, Petal was acquired by Empower Finance, a development that integrates its card products and credit assessment approach with Empower's broader platform.

Section iconCompany Overview

Headquarters
New York, New York 10013 United States
Stock Symbol
PTSUSD
NAICS Code
52 - Finance and Insurance
Founded
2016
Employees
51-200

Section iconMedia & News

Section iconFunding & Financials

  • $10M$25M

    Petal's revenue is estimated to be in the range of $10M$25M

Section iconFunding & Financials

  • $10M$25M

    Petal's revenue is estimated to be in the range of $10M$25M

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