Insights

Financial Wellness Market Payoff focuses on financial wellness by combining psychology, education, and technology to help members refinance debt and reduce high-interest loans. This indicates a sales opportunity to partner with employers or financial institutions seeking to enhance employee financial well-being programs.

Debt Consolidation Focus The Payoff loan program emphasizes debt consolidation and credit card payoff. This suggests potential for cross-sell with credit unions, banks, and fintech platforms targeting high-interest debt relief solutions for their member/customer base.

Strategic Partnerships Past partnerships with Alliant Credit Union and College Ave Student Loans show openness to B2B collaborations. Target similar financial services providers, lenders, and student loan platforms to explore co-branded products or referrals.

Tech Stack Insight Utilizes analytics and marketing tech such as Google BigQuery, Marketo, Splunk, and Redis. This points to opportunities to sell data integrations, marketing automation, and analytics services that align with their data-driven wellness approach.

Growth and Funding Signals Historical funding activity and revenue range indicate a growth-oriented, mid-market fintech with scalable needs. Engage with scalable product offerings, enterprise-grade fintech solutions, and partnership models suitable for expanding their distribution and impact.

Similar companies to Payoff

Payoff Tech Stack

Payoff uses 8 technology products and services including Ansible, Google BigQuery, Redis, and more. Explore Payoff's tech stack below.

Media & News

Payoff's Email Address Formats

Payoff uses at least 3 email formats:
Payoff Email FormatsExamplePercentage
FLast@payoff.comJDoe@payoff.com
83%
First@payoff.comJohn@payoff.com
13%
FirstLast@payoff.comJohnDoe@payoff.com
4%

Frequently Asked Questions

What is Payoff's phone number?

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You can contact Payoff's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is Payoff's official website and social media links?

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Payoff's official website is payoff.com and has social profiles on LinkedIn.

How much revenue does Payoff generate?

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As of July 2026, Payoff's annual revenue is estimated to be $1M - $10M.

What is Payoff's SIC code and NAICS code?

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Payoff's SIC code is 7322 - Adjustment and Collection Services and NAICS code is 52 - Finance and Insurance.

How many employees does Payoff have currently?

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As of July 2026, Payoff has approximately 24 employees across 4 continents, including North America, Europe and Asia. Key team members include Chief Executive Officer: C. P., Vice President Software Engineering: D. N. and Director Loan Operations: G. U. Explore Payoff's employee directory with LeadIQ.

What industry does Payoff belong to?

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Payoff operates in the Financial Services industry.

What technology does Payoff use?

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Payoff's tech stack includes Ansible, Google BigQuery, Redis, Nagios, Marketo, Agentforce, Splunk and Trello.

What is Payoff's email format?

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Payoff's email format typically follows the pattern of FLast@payoff.com. Find more Payoff email formats with LeadIQ.

How much funding has Payoff raised to date?

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As of July 2026, Payoff has raised $12M in funding. The last funding round occurred on Jun 20, 2014.
Payoff logo

Payoff

Financial ServicesCalifornia, United States11-50 Employees

Payoff, Inc. operates within the financial services industry with a focus on financial wellness. The company combines science, psychology, and technology to help members improve how they relate to money and achieve better long-term financial health. Its core offering is a loan intended to refinance credit card debt, backed by dedicated Member Advocates and access to ongoing education, with psychometric research informing behavior-change strategies.

Based in Costa Mesa, California, Payoff serves consumers seeking relief from high-interest debt and a more stable financial footing. In addition to the loan, the company provides ongoing coaching and educational resources to its members. It has entered partnerships with financial institutions to expand access to its debt-refinancing solution, including collaborations with Alliant Credit Union and College Ave Student Loans.

Section iconCompany Overview

Phone number
Website
payoff.com
SIC Code
7322 - Adjustment and Collection Services
NAICS Code
52 - Finance and Insurance
Employees
11-50

Section iconFunding & Financials

  • $12M

    Payoff has raised a total of $12M of funding over 2 rounds. Their latest funding round was raised on Jun 20, 2014 as a Venture Round.

  • $1M - $10M

    Payoff's revenue is estimated to be in the range of $1M - $10M

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