Insights

Market Expansion OTO by CarDekho SEA operates across Indonesia with a focus on new car dealerships and is expanding into used car financing, refinancing, dealer inventory funding, multi-financing, and auto insurance. This presents a sales opportunity to partner with Indonesian dealers and banks for integrated auto financing solutions and insurance offerings.

Financing Suite A broad finance stack including new car financing, refinancing, dealer inventory funding, and multi-financing indicates a potential cross-sell to dealerships and financial partners seeking end-to-end financing capabilities across vehicle lifecycle, from purchase to inventory management.

Tech Enablement The tech stack featuring Oracle, Google tools, and module federation suggests scalable, data-driven operations. This can be leveraged to offer digital financing platforms, API integrations, and analytics partnerships with lenders and OEMs targeting efficiency and cross-channel attribution.

Strategic Positioning As part of CarDekho SEA, OTO sits within a large automotive solutions network in India and extends to Southeast Asia. This offers a compelling upsell path for adjacent CarDekho services, partnerships with dealerships, and co-branded financing products for shared customers.

Growth Readiness With a mid-sized team (501-1000 employees) and a clear growth map in financing and insurance for both new and used cars, there are opportunities to package enterprise-grade solutions for regional banks, insurance providers, and dealer networks seeking scalable deployment and regional coverage.

OTO Tech Stack

OTO uses 8 technology products and services including QuickBooks, Google AdSense, iCIMS, and more. Explore OTO's tech stack below.

Media & News

OTO's Email Address Formats

OTO uses at least 1 format(s):
OTO Email FormatsExamplePercentage
First.Last@oto.comJohn.Doe@oto.com
86%
First@oto.comJohn@oto.com
9%
FirstL@oto.comJohnD@oto.com
3%
First.Middle@oto.comJohn.Michael@oto.com
2%

Frequently Asked Questions

What is OTO's stock symbol?

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OTO is a publicly traded company; the company's stock symbol is ROT.

What is OTO's official website and social media links?

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OTO's official website is oto.com and has social profiles on LinkedIn.

How much revenue does OTO generate?

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As of August 2026, OTO's annual revenue is estimated to be $100M - $250M.

What is OTO's NAICS code?

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OTO's NAICS code is 52 - Finance and Insurance.

How many employees does OTO have currently?

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As of August 2026, OTO has approximately 637 employees across 6 continents, including AsiaEuropeNorth America. Key team members include Chief Executive Officer: V. S.Cmo: R. A.Vice President Finance: R. W.. Explore OTO's employee directory with LeadIQ.

What industry does OTO belong to?

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OTO operates in the Financial Services industry.

What technology does OTO use?

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OTO's tech stack includes QuickBooksGoogle AdSenseiCIMSPower BIAmazon Web ServicesAmazon Simple Email ServiceGoogle CloudPiwik PRO Core.

What is OTO's email format?

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OTO's email format typically follows the pattern of First.Last@oto.com. Find more OTO email formats with LeadIQ.

When was OTO founded?

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OTO was founded in 2015.
OTO logo

OTO

Financial ServicesJakarta, Indonesia501-1000 Employees

OTO operates in Indonesia as a marketplace for automotive credit services, connecting dealers with lending options and related insurance products. It is part of CarDekho SEA, the Southeast Asia arm of CarDekho, a prominent digital automotive solutions provider based in India. In Indonesia, the business initially centers on new car dealerships and is expanding to offer used-car credit products, dealer inventory credit support, and auto insurance.

The company is based in Jakarta, Indonesia. It operates within the financial services sector with a specific focus on automotive credit offerings, serving new car dealerships in the country and broadening its scope over time to cover more credit products and insurance for the automotive sector.

Section iconCompany Overview

Website
oto.com
Stock Symbol
ROT
NAICS Code
52 - Finance and Insurance
Founded
2015
Employees
501-1000

Section iconFunding & Financials

  • $100M - $250M

    OTO's revenue is estimated to be in the range of $100M - $250M

Section iconFunding & Financials

  • $100M - $250M

    OTO's revenue is estimated to be in the range of $100M - $250M

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