One Reverse Mortgage

Financial ServicesCalifornia, United States201-500 Employees

One Reverse Mortgage is a mid-sized financial services firm based in the San Diego region that offers FHA-insured, non-recourse reverse mortgages to homeowners aged 62 and older to access their home equity. The company assesses each client’s financial situation to determine whether the reverse mortgage delivers long-term value, aiming to convert equity into retirement resources rather than a short-term fix. It operates within the reverse mortgage segment of the broader financial services industry.

The firm introduced its proprietary Home Equity Loan Optimizer (HELO) in 2018 and followed with a jumbo reverse mortgage in 2019 to broaden borrowing options. It lists its San Diego base and holds NMLS ID #2052, reflecting its regulated status in the market.

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