Market expansion Target Florida and neighboring states where OIG already operates (SC, NC, MD, GA, VA) to cross-sell business insurance products and bundled personal/commercial packages, leveraging their established agency relationships and preferred “A” rated carriers.

Transportation and construction focus Capitalize on OIG’s specialization in transportation and construction sectors by offering tailored coverage packages, risk management tools, and value-added services to win more mid-size contractors and fleet operators seeking specialized coverage.

Technology leverage Propose digital solutions and partnerships (cloud hosting, security, CRM, marketing automation) that enhance client experience, streamline policy management, and support scalable growth as OIG expands their digital footprint with AWS, WordPress, Shopify and related tools.

Financial upside Position higher-margin commercial lines and add-on services (risk management, claims advocacy, loss control) to diversify revenue beyond traditional personal lines, aligning with a revenue range of $50M–$100M and the potential for organic growth through new market segments.

Customer engagement Leverage OIG’s emphasis on service and client education to introduce proactive retention programs, quarterly reviews, and digital client portals that boost renewal rates, referrals, and cross-sell opportunities across personal and commercial lines.