Financial Strength As a Berkshire Hathaway indirect wholly-owned subsidiary with 60+ years in the market and a revenue range of 25M-50M, Northern States Agency presents a stable capital backing that can be leveraged to win larger, more complex commercial risk placements and attract agents seeking reliable capacity.

Midwest Focus Primary footprint across multiple Midwest states suggests opportunities to expand non-standard and difficult-to-insure commercial lines within the region, including cross-sell to agents already partnering in nearby markets and targeted regional expansion.

Niche Expertise Deep knowledge of complex and non-standard commercial insurance coverages positions the agency as a go-to partner for brokers handling specialty risks, enabling sales outreach around industrial, construction, transportation, and specialty lines where capacity is competitive.

Wholesale Advantage As a managing general agency and wholesale broker with leverage across thousands of agents and brokers, there is a clear opportunity to introduce new carriers, capacity partners, or program arrangements that enhance quote speed and hit ratios for difficult-to-place risks.

Tech Enablement Utilization of modern tech stack including Cloudflare, Google suite, and analytics tools indicates readiness for digital engagement, lead routing, and programmatic marketing to optimize outreach, nurture campaigns, and performance tracking for new business development.