Northern Initiatives

Non-profit OrganizationsMichigan, United States11-50 Employees

Northern Initiatives is a nonprofit Community Development Financial Institution based in Marquette, Michigan, celebrating three decades of supporting Michigan small businesses. It provides loans and business services to small business owners and entrepreneurs, aiming to create jobs and strengthen communities, with a notable milestone of surpassing $100 million in loans disbursed. The organization positions itself as mission-driven, extending traditional lending by offering specialized loan programs and services to help fund ideas and ventures that contribute to community vitality. It serves as an equal opportunity lender, provider, and employer, and has recently participated in events related to the CDFI sector, including winning the inaugural CDFI Capital Solutions Accelerator Pitch Competition at the Small Business Finance Forum. Northern Initiatives expanded its presence into southern Lower Michigan in 2018 to support urban small business ownership, and has formed partnerships with organizations such as Start Garden and Fair Food Network to further its lending and community impact.

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