North Carolina Joint Underwriting Association and North Carolina Insurance Underwriting Association Email Format
InsuranceNorth Carolina, United States51-200 Employees
The North Carolina Joint Underwriting Association (NCJUA) and the North Carolina Insurance Underwriting Association (NCIUA) are tax-exempt associations of insurance companies authorized to write property insurance in North Carolina. The NCJUA, known as the Fair Access to Insurance Requirements Plan, provides basic property insurance to property owners with insurable property in the state. The NCIUA, referred to as the Coastal Property Insurance Pool, functions as a market of last resort to provide essential property insurance for property owners in North Carolina's beach and coastal areas. Together, these organizations serve as legislatively created mechanisms to address gaps in the standard property insurance market. Based in Cary, North Carolina, the entities operate as mid-sized organizations within the broader insurance industry. They are designed to ensure access to essential or basic property coverage for North Carolina property owners, particularly those in coastal regions, and maintain information through their main website at https://ncjua-nciua.org.