NextGear Capital by Cox Automotive
Financial ServicesIndiana, United States501-1000 Employees
NextGear Capital provides flexible lines of credit to automobile dealers, enabling them to purchase new and used inventory from more than 1,000 auto and specialty auctions and other sources across the U.S., Canada, the U.K., and Ireland. The company serves a dealer network that exceeds 22,000, supporting both the acquisition and resale of inventory. It also offers a suite of services—online and mobile account management, title services, records management, and collateral protection—to help dealers manage inventories and transactions. Based in Carmel, Indiana, NextGear Capital operates as part of Cox Automotive, alongside brands such as Autotrader, Kelley Blue Book, Manheim, and vAuto. It positions itself as the largest independent provider of inventory credit lines to dealers in North America. In December 2025, the company announced the introduction of enhanced features in its Account Portal to give dealers more control and visibility over titles.
1-888-653-2347 
support@leadiq.com 
