Insights

Expanding Market Presence Modalku operates across five Southeast Asian countries, including Indonesia, Singapore, Malaysia, Thailand, and Vietnam, demonstrating robust regional expansion and market penetration, presenting opportunities for cross-border financial product offerings and collaborative ventures.

Strong Funding Trajectory With recent equity investments totaling over 39 million USD from notable investors like Cool Japan Fund and Gobi Partners, Modalku's growing financial backing indicates a solid foundation for scaling operations and developing innovative digital lending solutions targeted at MSMEs.

Recognition and Credibility Having received multiple awards such as the UN Micro Enterprise Fintech Innovation Challenge and the Responsible Digital Innovator Award from IFC-World Bank, Modalku's reputation as an innovative and responsible digital lender enhances its attractiveness to financial partners and institutional investors.

Technology-Driven Platform Utilizing advanced technology stacks including AWS, React, and ESG data collaborations, Modalku is positioned to offer enhanced, scalable digital financial services, creating opportunities to develop integrated solutions for micro and small business clients.

Targeted MSME Focus Specializing in connecting MSMEs with lenders, Modalku presents numerous opportunities to introduce tailored financial products, credit solutions, and partnership programs to support the growth of small and medium-sized enterprises across Southeast Asia.

Modalku Tech Stack

Modalku uses 8 technology products and services including Mixpanel, Amazon Web Services, Cloudflare CDN, and more. Explore Modalku's tech stack below.

  • Mixpanel
    Analytics
  • Amazon Web Services
    Cloud Hosting
  • Cloudflare CDN
    Content Delivery Network
  • Cloudflare
    Content Management System
  • Google Workspace
    Email
  • React
    Javascript Frameworks
  • Polyfill
    Javascript Libraries
  • MediaElement.js
    Video Players

Media & News

Modalku's Email Address Formats

Modalku uses at least 1 format(s):
Modalku Email FormatsExamplePercentage
First.Last@modalku.co.idJohn.Doe@modalku.co.id
50%
First.Last@modalku.co.idJohn.Doe@modalku.co.id
50%

Frequently Asked Questions

What is Modalku's official website and social media links?

Minus sign iconPlus sign icon
Modalku's official website is modalku.co.id and has social profiles on LinkedInCrunchbase.

What is Modalku's NAICS code?

Minus sign iconPlus sign icon
Modalku's NAICS code is 52 - Finance and Insurance.

How many employees does Modalku have currently?

Minus sign iconPlus sign icon
As of December 2025, Modalku has approximately 201 employees across 1 continents, including Asia. Key team members include Avp, Brand & Marketing Communications: E. J.Partnership Business Operations Manager: A. P.Lead Product Manager: A. D.. Explore Modalku's employee directory with LeadIQ.

What industry does Modalku belong to?

Minus sign iconPlus sign icon
Modalku operates in the Financial Services industry.

What technology does Modalku use?

Minus sign iconPlus sign icon
Modalku's tech stack includes MixpanelAmazon Web ServicesCloudflare CDNCloudflareGoogle WorkspaceReactPolyfillMediaElement.js.

What is Modalku's email format?

Minus sign iconPlus sign icon
Modalku's email format typically follows the pattern of First.Last@modalku.co.id. Find more Modalku email formats with LeadIQ.

How much funding has Modalku raised to date?

Minus sign iconPlus sign icon
As of December 2025, Modalku has raised $39M in funding. The last funding round occurred on Sep 26, 2023 for $39M.

When was Modalku founded?

Minus sign iconPlus sign icon
Modalku was founded in 2016.

Modalku

Financial ServicesJakarta, Indonesia201-500 Employees

Modalku is owned by PT Mitrausaha Indonesia Grup, licensed by OJK Indonesia as digital financing platform based on technology. Our technology-based approach enables borrowers to receive loans for the first time or at lower than market rates, while lenders will earn returns well above that of bank deposits, traditional fixed income products, and life insurance investment-linked products. 

Modalku operates in 5 countries: Indonesia, Singapore, Malaysia, Thailand & Vietnam. Established in 2016, Modalku is the pioneer of digital lending platforms in Indonesia. It connects Micro, Small, and Medium-Sized Enterprises (MSMEs) with individual & institutional lenders.

On 2018, Modalku wins Micro Enterprise Fintech Innovation Challenge from United Nations (UNCDF - UN Pulse Lab) & became the only Fintech lending platform in South East Asia to received international award from KPMG. On 2020, Modalku also received an award from Iconomics as Indonesia's Most Popular Digital Financial Brands. On 2022, Modalku Group (Funding Societies) also received Global SME Finance Award 2022 as Responsible Digital Innovator of the Year by International Finance Corporation - World Bank Group.

Section iconCompany Overview

NAICS Code
52 - Finance and Insurance
Founded
2016
Employees
201-500

Section iconFunding & Financials

  • $39M

    Modalku has raised a total of $39M of funding over 7 rounds. Their latest funding round was raised on Sep 26, 2023 in the amount of $39M.

  • $25M$50M

    Modalku's revenue is estimated to be in the range of $25M$50M

Section iconFunding & Financials

  • $39M

    Modalku has raised a total of $39M of funding over 7 rounds. Their latest funding round was raised on Sep 26, 2023 in the amount of $39M.

  • $25M$50M

    Modalku's revenue is estimated to be in the range of $25M$50M

Ready to create more pipeline?

Get a demo and discover why thousands of SDR and Sales teams trust
LeadIQ to help them build pipeline confidently.

© LeadIQ, Inc. All rights reserved.