MOBILITY Credit Union

BankingTexas, United States11-50 Employees

MOBILITY Credit Union is a banking institution based in Irving, Texas, with origins dating to 1965 when 14 IBM Dallas facility employees formed IBM Southwest Employees Federal Credit Union with $150 in initial deposits. The organization expanded its community focus over time, adopting the name YOUR Community Credit Union before rebranding in 2014 to MOBILITY Credit Union to reflect capabilities for online and around-the-clock banking. This history shows a shift from a company employee group to a broader community-oriented financial institution supported by technology-enabled access.

It serves the Dallas–Fort Worth area and extends to customers nationwide and abroad, indicating a footprint beyond its local base. The credit union emphasizes low rates on auto, home, and credit cards, along with savings and checking accounts that pay above-average market rates, while prioritizing the safety and security of member funds. It functions as a small to mid-sized institution that leverages digital channels to serve its members.

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