Insights

Growth opportunity Direct-to-consumer mortgage focus combined with strong customer satisfaction scores indicates potential for partnerships or white-label services with digital platforms seeking streamlined lending solutions.

Financial durability Revenue range is substantial with recent funding activity; potential for upsell of premium lending products, credit-building services, or cross-sell of ancillary financial products to a growing customer base.

Tech leverage Adopted tech stack includes data analytics and cloud infrastructure; ripe for selling AI/ML decisioning, fraud prevention, or performance optimization tools to enhance underwriting and customer experience.

Brand trust High Trustpilot and Google ratings suggest a defensible brand; explore co-marketing arrangements with property tech platforms and real estate marketplaces to capture high-intent homeowners.

Market readiness Industry peers show consolidation and ongoing demand for homeownership financing; position as a partner for growth-stage lenders seeking scale, efficiency, and better customer journeys.

Similar companies to Lower

Lower Tech Stack

Lower uses 8 technology products and services including Microsoft Clarity, iCIMS, Canva, and more. Explore Lower's tech stack below.

Media & News

Lower's Email Address Formats

Lower uses at least 3 email formats:
Lower Email FormatsExamplePercentage
FLast@lower.comJDoe@lower.com
90%
First@lower.comJohn@lower.com
6%
Last@lower.comDoe@lower.com
4%

Frequently Asked Questions

What is Lower's stock symbol?

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Lower is a publicly traded company; the company's stock symbol is FLO.

What is Lower's official website and social media links?

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Lower's official website is lower.com and has social profiles on LinkedIn and Crunchbase.

How much revenue does Lower generate?

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As of August 2026, Lower's annual revenue is estimated to be $500M - $1B.

What is Lower's NAICS code?

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Lower's NAICS code is 52 - Finance and Insurance.

How many employees does Lower have currently?

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As of August 2026, Lower has approximately 1.1K employees across 6 continents, including North America, Africa and Asia. Key team members include Chief Strategy Officer (cso): C. M., Vp Of Lending: A. L. and Vp | Branch Manager: L. J. Explore Lower's employee directory with LeadIQ.

What industry does Lower belong to?

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Lower operates in the Financial Services industry.

What technology does Lower use?

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Lower's tech stack includes Microsoft Clarity, iCIMS, Canva, HashiCorp Terraform, DBT, Amazon Redshift, Google BigQuery and Airtable.

What is Lower's email format?

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Lower's email format typically follows the pattern of FLast@lower.com. Find more Lower email formats with LeadIQ.

How much funding has Lower raised to date?

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As of August 2026, Lower has raised $100M in funding. The last funding round occurred on Jul 23, 2021 for $100M.

When was Lower founded?

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Lower was founded in 2018.
Lower logo

Lower

Financial ServicesMaryland, United States1001-5000 Employees

Lower is a financial services firm that operates as a direct-to-consumer mortgage lender. Since 2018, it has originated, underwritten, and funded billions of dollars in home loans with the goal of making homeownership more accessible. It is based in the Columbia area of Maryland.

Its customers are individual homebuyers pursuing mortgage financing, served through a direct-to-consumer process. The company highlights a strong customer experience, supported by ratings of 4.8 on Trustpilot, 4.9 on Google, and 4.9 on Zillow, and it adheres to Equal Housing Opportunity guidelines.

Section iconCompany Overview

Website
lower.com
Stock Symbol
FLO
NAICS Code
52 - Finance and Insurance
Founded
2018
Employees
1001-5000

Section iconFunding & Financials

  • $100M

    Lower has raised a total of $100M of funding over 1 rounds. Their latest funding round was raised on Jul 23, 2021 in the amount of $100M as a Series A.

  • $500M - $1B

    Lower's revenue is estimated to be in the range of $500M - $1B

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