Lenders Option Corporation - LOC Email Format

Financial ServicesLouisiana, United States2-10 Employees

LOC is a small financial services firm based in Shreveport, Louisiana. Since 1991, it has provided automobile loan programs designed to grow loan volume, increase financing income, and improve the yield and profitability of loan portfolios. The company operates with a small team.

LOC Protection is a risk-management program targeted at C and D tier loans that reduces deficiency balances from repossessions by acquiring repossessed vehicles at values higher than typical auctions, and it adds a principal reduction payment to further decrease losses. Super Non-Lease is a balloon loan that enables lenders to compete with dealer leases by offering borrowers low monthly payments derived from LOC's residual values, with end-of-term options to payoff, refinance, or have LOC purchase the vehicle. These offerings are aimed at lenders seeking to broaden auto-loan programs and improve portfolio performance, while providing borrowers with flexible term options.

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