Lawver Mortgage Team

Financial ServicesCalifornia, United States11-50 Employees

KAL Financial is a Paperless mortgage company that delivers faster than market closings on home purchases and the lowest refinance rates possible. Our staple in the market place is how we compare to big Banks like Wells Fargo or BOA. Big Banks and mortgage bankers can take up to 45 days to close as well as charge as much as 6-8,000 more in fees on a 400,000 loan. Because we don’t have the huge overhead or advertising costs that go with the big name recognition, so we are able to close the transactions much cheaper in rate and fee. We are small enough to offer a service level where we can close loan in as little as 10 days, but our office closes over $200 million in loan volume per year so we are big enough to get tier 1 pricing and preferred relationships with every major banking source out there. We have 45 lenders so when one bank can’t do a deal, can’t close quick enough, or doesn’t have the best price, we can switch to the bank that will deliver the necessary terms. A lot of brokers don’t close enough business to maintain the same amount of relationships that we have. ♦ Mortgage Loan ♦ Home Lending ♦ FHA ♦ VA Loans ♦ Refinance ♦ Loan Origination ♦ Residential Mortgage ♦ Residential Purchase ♦ Certified Mortgage Planning ♦ Investments ♦ Credit ♦ Investment Properties ♦ First Time Home Buyer ♦ REO ♦ Real Estate Lending ♦

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