Homeownership Council of America

Non-profit OrganizationsDistrict of Columbia, United States2-10 Employees

Homeownership Council of America is a national nonprofit focused on expanding access to homeownership through lending products, programs, and partnerships. Its work centers on underserved communities, including people of color, low-income households, and rural populations, seeking to bridge gaps between mortgage lending and these groups via nonprofit lenders and investor capital. The organization emphasizes collaboration among regulators, banks, independent lenders, third-party providers, and nonprofits to develop and deploy down payment assistance and other lender-supported solutions, including a recently introduced Equity DPA program that involves HUD-certified organizations and lender partners and offers a forgivable community soft second after five years of homeownership. Based in the Washington, DC area, the council operates with a small team and positions itself within the nonprofit and housing finance sector as a facilitator of partnerships and delivery systems that expand access to homeownership. A notable recent development includes collaboration with Realtor.com to support fundraising for the Equity Down Payment Assistance Fund, aimed at reducing upfront homebuying costs for qualifying buyers.

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