Small business lending Highland Bank specializes in small business lending with emphasis on real estate lending, commercial/industrial loans, and government-backed loan solutions. This indicates opportunities to cross-sell SBA products, real estate financing, and working capital solutions to SME customers.

Digital onboarding Recent partnership with Mantl to enhance deposit onboarding suggests a strategic push into a smoother digital account opening experience for both business and consumer clients. This creates sales touchpoints for digital banking services, cash management, and seamless account origination offerings.

Growth signals Recognition on Fast 50 and leadership promotions (SBA Portfolio Officer, COO) indicate execution momentum and leadership focus. Use this to position Highland Bank as a growing regional partner for expansion financing, treasury services, and scalable banking solutions for mid-market clients.

Regional footprint Five offices in the Twin Cities metro with online channels reaching beyond. There are opportunities to target multi-location SMBs, commercial real estate clients, and government-backed lending prospects in the metro area while offering centralized digital services to distant branches.

Tech-forward A tech stack including AWS, Google Cloud, WordPress, KnowBe4, Siteimprove, and marketing tools signals a modern, security-conscious bank. This foundation enables selling integrated fintech-enabled lending workflows, secure online banking features, and data-driven credit and risk assessment solutions to prospective customers.