HBOR - Hrvatska banka za obnovu i razvitak
BankingCroatia201-500 Employees
HBOR – Hrvatska banka za obnovu i razvitak is a Croatian development bank, export bank, and export credit agency, wholly owned by the Republic of Croatia, and it employs 201-500 people in Croatia. It provides financing for entrepreneurial investments and working capital, offering long repayment terms—up to 17 years for investments and up to 6 years for working capital—and supports projects in part through EU funds. It offers export credit insurance on behalf of the Republic to cover export receivables against commercial and political risks, and enables banks and financial institutions to insure export-related loans. It also issues guarantees and letters of credit to support projects in domestic and international markets, and HBOR owns Hrvatsko kreditno osiguranje d.d., which provides insurance for domestic and international short-term receivables tied to goods and services. The institution prioritizes investments that contribute to sustainable social and economic development, including job creation, increased competitiveness, innovation and new technologies, and reduced environmental impact, with particular focus on investments by small and medium-sized enterprises to establish and grow their businesses and export-related services and products.