Niche Lending Galton Funding specializes in Non-Agency QM and Non-QM residential loans with Prime and Near Prime credit, providing an opportunity to target brokers and borrowers who fall outside conventional lending criteria.

High Loan Flexibility Offerings include high LTV up to 95%, no mortgage insurance, large loan amounts up to $3M, unlimited cash-out, 40 and 30 year interest-only options, and 2-4 family loan options, enabling partnerships with borrowers needing expanded qualifying criteria.

Aggressive Criteria Aimed at expanding qualifying criteria with alternative, full, and asset documentation and aggressive investor guidelines, presenting a path to capture borrowers who require flexible underwriting.

Competitive Pricing Consistently positioned as competitively priced within the non-agency space, creating a selling point for brokers seeking value-oriented products for their client base.

Tech & Scale Leverages standard tech stack (WordPress, MySQL, PHP; OpenResty, Nginx) to support online presence and operations, suggesting potential for streamlined digital enablement and scalable partner onboarding via the business development team.