GAIN Credit
Financial ServicesCalifornia, United States201-500 Employees
GAIN Credit is a financial services fintech based in San Diego, California, focused on serving customers who are underserved by traditional banks. It uses technology and data analytics to expand loan options and support more affordable lending. The company offers several products, including Lending Stream for short-term loans, Drafty Flex as a flexible line of credit, and Drafty Loan for personal borrowing over 12 to 24 months. Its Afforda AI-powered engine helps customers find personalized loan rates and access grants, benefits, and exclusive discounts. The group's footprint spans the United States, the United Kingdom, and India, with entities such as GAIN Credit LLC in the UK and Global Analytics India Private Limited in India.