Florida Surplus Lines Service Office (FSLSO) Email Format

InsuranceFlorida, United States11-50 Employees

The Florida Surplus Lines Service Office (FSLSO) administers Florida's surplus lines insurance framework with a mission to safeguard consumers and facilitate placement of coverage through approved surplus lines insurers. It operates as a self-regulating body intended to promote orderly access to surplus lines insurance and broaden the availability of insurers and products for the state's buyers. As a condition of licensure, surplus lines agents are considered FSLSO members and are required to report each policy or related document to the service office under its plan of operation.

Based in Tallahassee, FSLSO maintains records of reported surplus lines policies, reviews them, and prepares monthly reports for the Florida Department of Financial Services, along with processing a service fee and a premium receipts tax as dictated by Florida statutes. The office also delivers regular reports to surplus lines agents on a monthly and quarterly basis to support compliance and oversight. In November 2024, FSLSO was recognized as a Best Places to Work in Florida by Business Insurance, ranking sixth among small employers.

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