SMB Focus Target small to mid-sized retailers in Memphis and expanding markets where Flat Rate Solutions already operates with local presence, leveraging their ability to reduce existing merchant processing costs and provide omnichannel payment solutions.

Expanded Carrier Services Position as a cost-saving processor by highlighting availability of credit card, PIN-based debit, gift/rewards/loyalty programs, and check verification across multiple platforms including e-commerce, mobile, POS, and browser-based solutions to attract multi-channel adopters.

Revolution Card Advantage Emphasize market differentiation by targeting merchants interested in Revolution card acceptance, a niche capability in Memphis that can drive new logos and reduce switching risk for issuers and processors seeking alternatives.

24x7 Support Edge Leverage award-winning 24/7/365 support from dispersed call centers to reassure prospects about reliability and integration assistance, particularly for businesses with high transaction volumes and complex payment needs.

Growth Footprint Capitalize on upcoming Nashville expansion and local teams in Chicago and Atlanta to pursue regional growth, collaborations with independent agents, and channel partnerships to scale merchant acquisitions.