Fintonic

Financial ServicesCommunity of Madrid, Spain51-200 Employees

Fintonic operates in financial services, providing a platform that enables access to credit while assessing individual credit risk. It leverages a broad base of bank account data in Spain and a wide range of analytics to support lending decisions and personal finance management. It is based in Madrid, in the Community of Madrid, and is noted as the first fintech in Spain authorized for payment services and open banking under PSD2, functioning as a credit marketplace, personal finance manager, and consumer analytics platform.

The company serves consumers seeking fair credit and tools to understand and manage their finances. It has been operating for more than ten years, with a large active user base and substantial loans managed, reflecting its role in Spain's fintech landscape. It aims to become the standard in credit scoring and a leading player in consumer finance, supported by a data-driven approach.

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