Telco Data Edge FinScore’s telco data powered scoring leverages hundreds of variables to boost lender approval rates and reduce defaults, creating a strong value proposition for lenders serving the underbanked in the Philippines and broader SEA. These capabilities support upsell with banks, fintechs, and microfinance institutions seeking to advance risk models and expand customer acquisition through alternative data.

Strategic Partnerships Recent and ongoing partnerships with DITO Telecommunity and CIBI Information highlight FinScore’s growing network with telcos, credit bureaus, and risk providers, enabling joint go to market campaigns and bundled solutions across lenders, BNPL platforms, and fintechs.

CTOS Backing Acquisition by CTOS Digital signals solid backing and access to a broader credit ecosystem, which can accelerate integrations with existing bureaus and platforms and help scale to regional lenders who rely on established credit data networks.

Product Roadmap Product expansion momentum and educational offerings through initiatives like the Credit Risk Academy indicate room to pair risk analytics with training services, shortening time to value for customers and enabling faster onboarding of risk teams.

Open Finance Fit Open finance alignment and a focus on underbanked segments position FinScore to cross sell fraud detection, identity verification, and risk scoring with banks, fintechs, microfinance, and telco led lending ventures, aligning with BSP open finance goals.