Construction Focus FHB Insurance specializes as a wholesale broker and program manager serving the construction sector, using an independent agency channel. Target general contractors, subcontractors, and builders risk clients with packaged property and casualty solutions; explore wrap-up and OCIP/CCIP programs, E&O, and risk management add-ons to expand wallet share.

Channel Partnerships The go-to-market relies on independent agents and brokers with a construction focus. Identify synergistic partnerships with construction associations, material suppliers, and builder networks to expand reach and co-market customized programs.

Digital Readiness A digital infrastructure stack (talent management, web presence, and SEO tooling) suggests readiness for scalable marketing and partner onboarding. Opportunity to enhance digital lead generation, agent onboarding portals, and marketing automation to accelerate policy conversions.

Niche Growth With a mid-sized team and focused niche, there is room to scale builders risk, wrap-ups, and related P&C programs across additional construction segments or geographies. Cross-sell risk management services and training to improve retention and loss prevention.

Competitive Edge The construction-focused wholesale model differentiates FHB from broader insurers. Leverage expertise to win multi-location builder projects, highlight program management capabilities, rapid claim handling for construction sites, and tailored coverage solutions.