Erskine Financial Services Email Format

Financial ServicesDelaware, United States2-10 Employees

Erskine Financial Services provides consulting for credit-card programs, emphasizing strategic planning, execution, and portfolio optimization for issuers and co-brand/affinity partners. Founded in 2014 by Hal Erskine and based in Wilmington, Delaware, the firm leverages his background leading MBNA America and Bank of America Card Services to help clients navigate regulatory and risk considerations in credit-card programs. The company positions itself as a connector among banks, payment networks, and processors, aligning these parties with strategic partners to build robust programs across different market cycles.
Its clients include issuers and co-brand/affinity partners seeking deal coaching, RFP management, and P&L-driven account planning and performance improvement. A notable development in 2021 was the appointment of David Mihalko as chief operating officer, tasked with planning, forecasting, analytics, credit, compliance, and risk management.

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