ERATE.com Email Format
Financial ServicesCalifornia, United States2-10 Employees
ERATE is a financial services publisher that provides original, unbiased information and consumer-oriented tools focused on mortgages and related loans such as autos, credit cards, and student loans. Its offerings are aimed at helping individual consumers educate themselves and make informed financial decisions, with an emphasis on relying on established underwriting standards and protections in the lending market. Based in Santa Clara, California, the company traces its roots to mortgage origination and evolved in 2006 to prioritize consumer advocacy and financial decision support. Targeting a broad consumer audience, ERATE positions itself as a resource for trustworthy guidance at a time when many lenders were involved in sub-prime lending, emphasizing durable underwriting practices and consumer protection. The business operates within the financial services industry as a nationwide publisher of rate and financial information, maintaining a focus on independent, user-friendly resources for personal finance decisions.