Element Home Loans

Financial ServicesGeorgia, United States51-200 Employees

Element Home Loans is a mid-sized financial services firm focused on residential mortgage lending, based in Atlanta, Georgia. It operates as a division of NFM, Inc., under the NFM Lending brand, and traces its founding to 2007. With over a century of combined lending experience among its loan originators and managers, Element guides borrowers through the home buying or refinancing process and seeks to match the loan program to both the home and the expected monthly payment. Local originators have decision-making authority to expedite approvals, supported by a national platform that provides product options, pricing, and know-how. Client feedback is strong, with borrowers rating Element about 9.3 out of 10 for satisfaction.

Element operates within the financial services industry as a residential mortgage lender serving individuals who are buying a home or seeking to refinance. It combines local autonomy in loan decisions with the support of a national platform that provides product options, pricing and expertise. Element is a division of NFM, Inc., which licenses its mortgage operations and is identified as an Equal Housing Lender, with licensing information available through its parent. Since its inception, Element has funded more than $4 billion in loan production and helped over twenty thousand families achieve homeownership.

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