Defacto Email Format
Financial ServicesÎle-de-france, France51-200 Employees
Defacto is a mid-sized financial services firm based in Paris, Île-de-France, that provides short-term working-capital solutions for small and medium-sized enterprises. It leverages automated scoring to evaluate creditworthiness and speed up access to working capital, reducing cash-flow stress for its customers. The company operates under regulatory oversight by ACPR, reflecting its status within the financial system. Defacto serves SMEs as its primary customers and works within a broad ecosystem of partners. It maintains relationships with more than 40 partners, including Qonto, Pennylane, Malt, and Société Générale Factoring, illustrating its integration with the wider fintech and banking community.