Insights

Strategic Focus Leverage Cred’s blockchain powered lending model and open access to credit to position a crypto or fintech partnerships approach. Target potential collaborations with digital asset platforms, decentralized finance ecosystems, and fintech lenders seeking low-cost credit and scalable underwriting.

Growth Readiness With a small team but recent funding of 68M and a revenue band of 1–10M, Cred is poised for partnerships that scale. Propose white-label or co-branded lending solutions, and enterprise grade integration services to accelerate market penetration without heavy internal overhead.

Tech Alignment Cred’s stack includes PHP, WordPress, and Cloudflare; these familiarity points suggest opportunities for integration partnerships, developer tooling, and security compliance services. Offer API enhance­ments, developer evangelism, and plug‑ins for popular CMS and marketplace platforms.

Strategic Partnerships Given Cred’s mission and leadership from PayPal fintech veterans, target alliances with established financial institutions or fintech ecosystems seeking blockchain enabled credit. Propose pilot programs, risk sharing, and co‑investment opportunities to accelerate credibility and scale.

Market Positioning Position Cred to attract mid‑sized merchants and loyalty networks seeking low‑cost credit and broad access. Offer customer acquisition, loyalty integration, and merchant onboarding services to complement Cred’s lending platform and expand usage across markets.

Cred Tech Stack

Cred uses 8 technology products and services including Gravatar, WordPress, Webpack, and more. Explore Cred's tech stack below.

  • Gravatar
    Audio, Video, Graphics
  • WordPress
    Content Management System
  • Webpack
    Development
  • Cloudflare DNS
    Domain Name Services
  • WooCommerce
    E-commerce
  • Font Awesome
    Font Scripts
  • Underscore.js
    Javascript Libraries
  • PHP
    Programming Languages

Media & News

Cred's Email Address Formats

Cred uses at least 1 format(s):
Cred Email FormatsExamplePercentage
First@mycred.ioJohn@mycred.io
83%
First.Last@mycred.ioJohn.Doe@mycred.io
17%

Frequently Asked Questions

What is Cred's stock symbol?

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Cred is a publicly traded company; the company's stock symbol is BAP.

What is Cred's official website and social media links?

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Cred's official website is mycred.io and has social profiles on LinkedInCrunchbase.

How much revenue does Cred generate?

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As of August 2026, Cred's annual revenue is estimated to be $1M - $10M.

What is Cred's NAICS code?

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Cred's NAICS code is 5415 - Computer Systems Design and Related Services.

How many employees does Cred have currently?

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As of August 2026, Cred has approximately 9 employees across 3 continents, including AsiaNorth AmericaEurope. Key team members include Co-Founder, Advisor: L. H.. Explore Cred's employee directory with LeadIQ.

What industry does Cred belong to?

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Cred operates in the Technology, Information and Internet industry.

What technology does Cred use?

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Cred's tech stack includes GravatarWordPressWebpackCloudflare DNSWooCommerceFont AwesomeUnderscore.jsPHP.

What is Cred's email format?

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Cred's email format typically follows the pattern of First@mycred.io. Find more Cred email formats with LeadIQ.

How much funding has Cred raised to date?

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As of August 2026, Cred has raised $68M in funding. The last funding round occurred on Nov 08, 2018 for $50M.

When was Cred founded?

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Cred was founded in 2018.
Cred logo

Cred

Technology, Information and InternetCalifornia, United States2-10 Employees

Cred is a technology company focused on decentralized lending, aiming to provide open access to credit globally through blockchain-based solutions. Its platform is described as a global lending network that connects users with low-cost credit products, enabling access to borrowing anytime and anywhere. The team combines entrepreneurial leadership with expertise in machine learning and blockchain, reflecting its emphasis on scalable, data-driven credit access.
Headquartered in San Mateo, California, Cred positions itself within the technology, information, and internet sector. It appears to serve a diverse set of users seeking affordable credit, with the underlying goal of broadening credit availability through decentralized finance concepts. A recent development noted in the public sphere references Cred’s presence alongside broader financial and technology market discourse, though no specific product launch or partnership is detailed in the provided information.

Section iconCompany Overview

Website
mycred.io
Stock Symbol
BAP
NAICS Code
5415 - Computer Systems Design and Related Services
Founded
2018
Employees
2-10

Section iconFunding & Financials

  • $68M

    Cred has raised a total of $68M of funding over 4 rounds. Their latest funding round was raised on Nov 08, 2018 in the amount of $50Mas a debt_financing.

  • $1M - $10M

    Cred's revenue is estimated to be in the range of $1M - $10M

Section iconFunding & Financials

  • $68M

    Cred has raised a total of $68M of funding over 4 rounds. Their latest funding round was raised on Nov 08, 2018 in the amount of $50Mas a debt_financing.

  • $1M - $10M

    Cred's revenue is estimated to be in the range of $1M - $10M

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